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Privacy Policy

Last updated: July 2026

1. Introduction

TickerTalk ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our stock market analytics platform, including our charts, screeners, trade journal, real-time data, and AI-powered features.

2. Information We Collect

Account Information: When you create an account, we collect your name, email address, and authentication credentials (a securely hashed password or OAuth tokens from Google).

Usage & Content Data: We collect information about your interactions with the Service, including queries you submit, conversation history, watchlists, saved charts and layouts, screens and strategies you build, price alerts, and trade-journal entries you create.

Brokerage Data (optional): If you choose to connect a brokerage account, we receive an access token and account data such as your holdings, positions, orders, and margins so we can display them and route orders you initiate. Broker access tokens are stored in encrypted form and are typically valid for a single trading day.

Payment Information: When you subscribe to a paid plan, payments are processed by our payment processor, Razorpay. We receive limited transaction details (such as plan, amount, and status) but do not collect or store your full card or bank account details.

Device & Technical Information: We may collect device type, browser type, IP address, approximate location, and diagnostic and error logs to operate, secure, and improve the Service.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the Service and its features
  • Process and respond to your queries, including generating AI-powered analysis
  • Display your broker holdings and route orders you initiate
  • Process subscriptions, billing, and transactions
  • Personalize your experience and save your history, watchlists, and layouts
  • Communicate with you about the Service, security, and account matters
  • Detect, prevent, and address fraud, abuse, and security issues
  • Comply with legal, regulatory, and tax obligations

4. AI & Automated Processing

Our AI features use third-party large-language-model (LLM) providers to interpret your queries and generate responses. When you use these features, the text of your query and relevant market data context may be sent to those providers for processing. We do not sell your data, and we do not use your inputs to train third-party public models where a provider offers controls to prevent it. AI-generated content may be inaccurate or incomplete and must not be relied upon as advice.

5. Data Storage and Security

We implement appropriate technical and organizational measures to protect your personal information, including encryption in transit and at rest for sensitive data such as broker tokens. Authentication uses a short-lived access token held in your browser's session storage together with a secure, httpOnly session cookie and CSRF protection; sessions expire after a period of inactivity. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

6. Data Sharing

We do not sell your personal information. We may share your information only in the following circumstances:

  • With service providers who assist in operating the Service (e.g., hosting, payments, market-data, AI, and analytics providers)
  • With your brokerage, when you connect an account or initiate orders
  • To comply with legal obligations or respond to lawful requests
  • To protect our rights, privacy, safety, or property, and that of our users
  • In connection with a merger, acquisition, or sale of assets

7. Third-Party Services

We rely on trusted third parties to operate the Service, including Google (authentication), Razorpay (payment processing), market-data and brokerage providers, and AI/LLM providers. Each of these processes data under its own privacy policy. When you sign in with Google, we only receive your name and email address.

8. International Data Transfers

Some of our service providers, including certain AI and infrastructure providers, may process data on servers located outside India. Where this occurs, we take steps to ensure your information is handled in accordance with this Privacy Policy and applicable law.

9. Data Retention

We retain your account information, content, and history for as long as your account is active or as needed to provide the Service, and thereafter as required to comply with legal, tax, and regulatory obligations or to resolve disputes. You can request deletion of your data at any time by contacting us.

10. Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Withdraw consent, including disconnecting a linked brokerage account
  • Object to or restrict processing of your information
  • Export your data in a portable format

11. Cookies and Tracking

We use essential cookies to maintain your session, security, and preferences. We do not use third-party tracking cookies for advertising purposes. We may use privacy-respecting analytics to understand and improve how the Service is used.

12. Children's Privacy

The Service is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

13. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

14. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at hello@tickertalk.app